The RTBU has introduced a new Capital Benefits Program for all financial members of the RTBU.
This valuable initiative is designed to provide added peace of mind by offering financial support to members and their families during times of hardship. Whether it's due to serious injury, illness, or death, the program delivers meaningful assistance when it's needed most.
The RTBU Capital Benefits Program is a great way the union can support members & their families when it’s needed.
It’s another way the RTBU is looking out for its members — not just in the workplace, but in life.
Accidental Dental Benefit
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Funeral Benefit
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Specified Illness Benefit
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Accidental Death
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Serious Injury Lump Sum
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Solidarity Benefit
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Union Fees Benefit
•
Caretaker Benefit
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Accidental Dental Benefit • Funeral Benefit • Specified Illness Benefit • Accidental Death • Serious Injury Lump Sum • Solidarity Benefit • Union Fees Benefit • Caretaker Benefit •
RTBU Capital Benefits Policy
Eligibility:
Financial RTBU Queensland members up to age 67.
1. Accidental Dental Benefit
Up to $2,500 per incident (for members, spouses, and dependent children). Maximum two (2) incidents per policy year per insured person.
2. Funeral Benefit
Covers funeral costs up to $5,000, based on membership length:
Less than 5 years: $2,500 (member only)
5–10 years: $3,500 (member) / $2,500 (spouse)
Over 10 years: $5,000 (member and spouse)
3. Specified Illness Benefit
$2,500 lump sum if first medically diagnosed during the policy period with any of the following: Ovarian Cancer, Cervical Cancer, Breast Cancer, Polycystic Ovary Syndrome, Menopausal Arthralgia, Endometriosis, Prostate Cancer, Testicular Cancer.
Solidarity and Support Payments
Eligibility:
For RTBU members covered by a WIP Group or Individual Income Protection Policy
Accidental Death Benefit: $20,000 for financial members.
Lump Sum Capital Benefits: Up to $25,000 for serious permanent injuries (e.g., total disablement, loss of limbs/eyesight, paraplegia/quadriplegia), based on severity from a defined Table of Benefits.
Solidarity Benefit Payment: $1,000 lump sum if receiving income protection weekly benefits.
Union Fees Benefit: Covers union fees up to $1,040/year if off work and receiving income protection benefits for more than 6 weeks.
Caretaker Benefit: Up to $1,000/week (max 8 weeks) if forced to leave work to care full-time for a sick or injured spouse or dependent child.
“The RTBU Capital Benefits Program is one more way we're standing by our members – at work, at home, and when life takes an unexpected turn. If you’re a financial member, you’re already covered. If you have questions or need support, don’t hesitate to reach out — we're here for you when it matters most.” - Peter Allen Branch Secretary
